July 2018 Dividends


Hello everyone, thanks again for stopping by. Another month has passed, and it's time for a dividend income summary, although a bit late.

Apologies, the month of August has hit, and it is prime fantasy football preparation time!

So that has taken some of my time away from providing a timely update. I am looking forward to a couple of drafts that are coming up, as they are an experience in and of themselves, especially the live drafts. Those that play know of what I am speaking...

I won my 14-team league last year, and so I return as defending champ. Therefore I need to make sure I come strong to defend my title!

There actually are many parallels between fantasy football and investing, something I may tackle in a later post.

But I digress, back to the matter at hand...

For July 2018, while away, enjoying our honeymoon in the first half of the month, it was a pleasure to still see dividends being paid.

Now let's see how good July was to me.


Taxable Accounts
CompanySymbolDateAmount
Cardinal Health IncCAH7/15/2018$12.38
Cisco Systems IncCSCO7/25/2018$12.54
New Residential Investment CorpNRZ7/27/18$19.50
Taxable Accounts Total$44.42
Roth IRA Account
CompanySymbolDateAmount
iShares Core S&P 500 ETFIVV7/3/18$14.51
iShares Core S&P Small Cap ETFIJR7/3/18$3.53
Kimberly-Clark CorpKMB7/5/18$9.00
Cardinal Health IncCAH7/17/18$11.03
W.P. Carey IncWPC7/17/18$10.20
Walt Disney CoDIS7/26/18$9.31
Roth IRA Account Total$57.58
Overall Dividend Income Total$102.00
Forward 12-month Projected Dividend Income Total
$2,062.96



July 2018 Transactions
BuysQtySellsQty
WBA1


July Thoughts
July is one of those "first months of the quarter" where I get the least amount of dividends in that 3-month span in a particular quarter. The good news is, however, that this income is growing.

As you can see, I did not make too many buys. I only added to my Walgreens (WBA) position by a share.

At present I have been focused on putting money into the saving account in preparation for a house down payment in the near future (hopefully in a year's time). It is becoming clear that some stock will need to be sold to make the down payment, assuming we will be putting 20% down (pretty safe assumption). So, I expect my income numbers to take a dip once that happens, which I'll be sad to see, but will be happy to replenish once we close on the house.

Let's now take a look at the dividend income history:


Month20142015201620172018
January$14.38$14.42$70.45$72.34
February$49.07$50.38$112.01$190.55
March$50.22$52.16$182.28$232.83
April$10.83$27.91$64.56$78.40
May$46.52$59.42$132.14$162.41
June$6.69$47.51$90.97$198.86$221.99
July0$18.99$51.37$168.64$102.00
August$33.96$50.11$86.07$156.46
September$54.75$55.61$101.70$226.17
October$10.94$14.42$72.53$79.06
November$48.79$50.11$103.31$158.18
December$63.55$49.89$168.03$234.71

...and in graohical form



Qtr / Qtr
In the previous quarter (April 2018), my dividend income was $78.40. My July 2018 income was $102.00, resulting in a +30.1% increase. This is larger than normal, and due to receiving dividends from IVV and IJR, which typically pay in the last week of the previous month, but was delayed a bit and paid out in the early part of the following month. In any event, I'll gladly take the increase!

Yr / Yr
Last year at this time, my July 2017 income was $168.64. My July 2018 income came in at $102.00, resulting in a -39.5% decrease.

This one requires some explanation (clearly). My July 2017 total included a payout of $72.70 from my employer's Employee Stock Purchase Plan. In review of my July 2018 payouts, I realized that I have not yet received a dividend payout yet from my ESPP.


from GIPHY.com


I believe that this will be coming shortly. Without this payout, this would have been an increase of +6.3%. But alas, we need to work with the real numbers, so it is a -39.5% decrease.

In Conclusion
So there it is, my July 2018 Dividend Income Update, although a bit tardy. It feels good to get the non-ESPP portion of the income above the century mark. for what is normally one of my lowest income months of the year. Until I have to take a big chunk out of my portfolio to put towards a down payment, I will keep moving forward!

So, how was your July? Let me know in the comments!








Comments

  1. PassivecanadianAugust 18, 2018 at 3:59 PM

    congrats again on the marriage.

    nice month man and great growth over april. While lower than last yr long term is all that matters.

    keep it up
    cheers

    ReplyDelete
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