July 2018 Dividends


Hello everyone, thanks again for stopping by. Another month has passed, and it's time for a dividend income summary, although a bit late.

Apologies, the month of August has hit, and it is prime fantasy football preparation time!

So that has taken some of my time away from providing a timely update. I am looking forward to a couple of drafts that are coming up, as they are an experience in and of themselves, especially the live drafts. Those that play know of what I am speaking...

I won my 14-team league last year, and so I return as defending champ. Therefore I need to make sure I come strong to defend my title!

There actually are many parallels between fantasy football and investing, something I may tackle in a later post.

But I digress, back to the matter at hand...

For July 2018, while away, enjoying our honeymoon in the first half of the month, it was a pleasure to still see dividends being paid.

Now let's see how good July was to me.


Taxable Accounts
CompanySymbolDateAmount
Cardinal Health IncCAH7/15/2018$12.38
Cisco Systems IncCSCO7/25/2018$12.54
New Residential Investment CorpNRZ7/27/18$19.50
Taxable Accounts Total$44.42
Roth IRA Account
CompanySymbolDateAmount
iShares Core S&P 500 ETFIVV7/3/18$14.51
iShares Core S&P Small Cap ETFIJR7/3/18$3.53
Kimberly-Clark CorpKMB7/5/18$9.00
Cardinal Health IncCAH7/17/18$11.03
W.P. Carey IncWPC7/17/18$10.20
Walt Disney CoDIS7/26/18$9.31
Roth IRA Account Total$57.58
Overall Dividend Income Total$102.00
Forward 12-month Projected Dividend Income Total
$2,062.96



July 2018 Transactions
BuysQtySellsQty
WBA1


July Thoughts
July is one of those "first months of the quarter" where I get the least amount of dividends in that 3-month span in a particular quarter. The good news is, however, that this income is growing.

As you can see, I did not make too many buys. I only added to my Walgreens (WBA) position by a share.

At present I have been focused on putting money into the saving account in preparation for a house down payment in the near future (hopefully in a year's time). It is becoming clear that some stock will need to be sold to make the down payment, assuming we will be putting 20% down (pretty safe assumption). So, I expect my income numbers to take a dip once that happens, which I'll be sad to see, but will be happy to replenish once we close on the house.

Let's now take a look at the dividend income history:


Month20142015201620172018
January$14.38$14.42$70.45$72.34
February$49.07$50.38$112.01$190.55
March$50.22$52.16$182.28$232.83
April$10.83$27.91$64.56$78.40
May$46.52$59.42$132.14$162.41
June$6.69$47.51$90.97$198.86$221.99
July0$18.99$51.37$168.64$102.00
August$33.96$50.11$86.07$156.46
September$54.75$55.61$101.70$226.17
October$10.94$14.42$72.53$79.06
November$48.79$50.11$103.31$158.18
December$63.55$49.89$168.03$234.71

...and in graohical form



Qtr / Qtr
In the previous quarter (April 2018), my dividend income was $78.40. My July 2018 income was $102.00, resulting in a +30.1% increase. This is larger than normal, and due to receiving dividends from IVV and IJR, which typically pay in the last week of the previous month, but was delayed a bit and paid out in the early part of the following month. In any event, I'll gladly take the increase!

Yr / Yr
Last year at this time, my July 2017 income was $168.64. My July 2018 income came in at $102.00, resulting in a -39.5% decrease.

This one requires some explanation (clearly). My July 2017 total included a payout of $72.70 from my employer's Employee Stock Purchase Plan. In review of my July 2018 payouts, I realized that I have not yet received a dividend payout yet from my ESPP.


from GIPHY.com


I believe that this will be coming shortly. Without this payout, this would have been an increase of +6.3%. But alas, we need to work with the real numbers, so it is a -39.5% decrease.

In Conclusion
So there it is, my July 2018 Dividend Income Update, although a bit tardy. It feels good to get the non-ESPP portion of the income above the century mark. for what is normally one of my lowest income months of the year. Until I have to take a big chunk out of my portfolio to put towards a down payment, I will keep moving forward!

So, how was your July? Let me know in the comments!








Comments

  1. congrats again on the marriage.

    nice month man and great growth over april. While lower than last yr long term is all that matters.

    keep it up
    cheers

    ReplyDelete
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