Anyway, on to my current portfolio of taxable accounts and Roth IRA:
Non-401(k) Portfolio as of 8/18/16:
|Company||Symbol||Total Shares||% Portfolio||Taxable Acct Shares||Roth IRA Shares|
|iShares Large Cap S&P 500 ETF||IVV||11||8.39%||0||11|
|iShares Small Cap S&P 500 ETF||IJR||7||2.98%||0||7|
|Omega Healthcare Investors||OHI||27||3.43%||0||27|
|Toronto Dominion Bank||TD||22||3.39%||0||22|
|Vanguard Growth ETF||VUG||2||0.78%||0||2|
|Vanguard High Yield Dividend ETF||VYM||48.049||12.21%||13.049||35|
|Vanguard REIT ETF||VNQ||6.067||1.87%||6.067||0|
12-month forward dividend income: $1,159.35
Some thoughts about the above table:
This includes some holdings from a couple years ago, when I started and was admittedly yield chasing. Some of these I have sold and reallocated, others I have just held, collecting the dividends and reinvesting in safer stocks. Also I recognize that the REITs that I own should have been put in my Roth IRA, and not in my taxable account, However, I started with a taxable account, and did not start a Roth IRA until April of this year. I have learned quite a bit in the last couple years, and intend to keep learning, and apply these lessons to become a better investor.
Also, I have started Dividend Growth Investing as of March of this year, in addition to starting a Robinhood commission-free account to gain some traction. My plan is to make weekly buys with my Robinhood account, and then add to my cash position in the Roth IRA to then deploy to individual stocks once the cash exceeds $1,000 (since my Roth IRA account charges a $9.99 commission fee, and I want to pay no more than 1% in a commission fee). When I do buy, I look at companies that are currently fairly valued or undervalued, among other factors. The same goes for my dividends when I reinvest them (I only turn on the DRIP in the Roth IRA and taxable account for holdings I deem to be of good value at the moment). I may also add smaller amounts to the Roth IRA account of ETFs that are commission-free.
As time goes on, I expect to maintain a better quality of holdings, as I learn more about what makes for a quality investment.
I invite you to follow me on this journey!
Do you hold any of these in your portfolio?