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Showing posts from August, 2016

My Current Portfolio

My intention is to regularly update this post with my current portfolio as I add/remove positions from it. Also, I'll focus on my non-401(k) investments. With my 401(k), I only have a limited pool of index funds to choose from, and have set up an allocation that works for my age and risk tolerance. Anyway, on to my current portfolio of taxable accounts and Roth IRA: Non-401(k) Portfolio as of 8/18/16: Company Symbol Total Shares % Portfolio Taxable Acct Shares Roth IRA Shares Abbott Labs ABT 60.145 9.25% 35 25.145 Amerigas APU 25.528 4.07% 25.528 0 Apple AAPL 7 2.65% 7 0 AT&T T 27.334 3.92% 27.334 0 Cardinal Health CAH 24 6.86% 11 13 Cisco Systems CSCO 19 2.01% 19 0 Company Stock 60.74 6.08% 60.74 0 Cummins CMI 8 3.50% 8 0 Emerson Electric EMR 8 1.52% 8 0 Flower Foods FLO 67 3.52% 67 0 Intel INTC 11 1.33% 11 0 iShares Large Cap S&P 500 ETF IVV 11 8.39% 0 11 iShares Small Cap S&P 500 ETF IJR 7 2.98% 0 7 New Residential NRZ 39 1.90% 39 0 Omega Health

Regret and Hope

My feelings while engaging in investing, seem to exist on the spectrum between these two extremes: Regret I've only been investing outside of my 401(k) for a couple years. Once I started (a year before turning 40), and began understanding what I was doing, my initial feelings, beyond the initial excitement of "getting in the game", were feelings of regret. I was virtually kicking myself multiple times for starting this so late. First off, by this time I could have had a much bigger portfolio, paying much higher in dividends by now, if I had started upon employment after college. I might even be close to that early retirement number by now. Second, I think of all the money up to this point that was spent on nonsense that is either gone down the drain, or tied up in things that are sitting in my place of residence that I no longer use (my girlfriend and I will be soon starting a de-cluttering activity for my place to rid myself of such items). Now, I understand

Recent Transactions - 8/16/16

It's been a while since I summarized my recent transactions, so I'll do that here, and the list is longer than usual, as I am including all transactions since my last recent transactions post. This is a combination of new positions opened, as well as adding to existing positions. There were no sells for this period, so these are all adds to my portfolio. New positions: FLO: Flower Foods . SureDividend opened my eyes to this one, as it had not previously been on my radar. I had been on the lookout for adding companies in slower changing industries (to where moat sizes do not change overnight, such as what may occur within the technology industry), and it turns out that you'll find few slower changing industries than bread, as Flower Foods is a company specializing in bakery products. They are also looking to incorporate healthier organic foods into their products, which is a plus for me. Most of the metrics looked very favorable (P/E less than 20 and comparing well to

July 2016 Dividends

So just like that we're into another month, August, so that means it's time to look back on progress made in the previous month. So for July 2016, let's look at the numbers: Taxable Accounts: Viacom (VIAB) 7/1/16 - $6.40 Cardinal Health (CAH) 7/15/16 - $3.59 Prospect Capital (PSEC) 7/21/16 - $18.76 Cisco Systems (CSCO) 7/27/16 - $4.68 New Residential (NRZ) 7/29/16 - $17.94 Taxable Account Total: $51.37 Roth IRA Account: I received no dividends from my Roth IRA holdings, although I was expecting to get a payment from one of my newer holdings, Toronto - Dominion Bank (TD) on 7/31. According to Dividend.com and a few other sources, the ex-dividend date was 7/6/16, the record date was 7/8/16, and the payment date was 7/31/16.  On 7/5/16, I purchased 22 shares of TD, so I figured I was in line to receive my TD dividend for July, but nothing has appeared as of yet. I'm hoping it will show up in the first week of August (not sure if there is some delay since it is